
I have written to you twicw before about the trouble I have getting around town by bus, specifically between the East Side and the west side of Manhattan. I sent this letter to the mayor today using the " contact the mayor" page on NYC's website. This is another example of the inevitable inequities that arise when government chooses to tax people based on income. You cannot "capitalize" and "amortize" the cost in future years the way an entrepreneur or a business does. Most students have little to no income during those years, so the deduction is lost. The principle is deductible only up to ($4,000) only in the year it is paid (or borrowed). You may only deduct the interest portion of your education loans IF your income is below $50,000-60,000. Except that the entrepreneur's investment is fully deductible for income tax purposes, but your education expenses are not! We believe that the expense will pay off during our career, just the way and entrepreneur sinks money into a new business expecting the investment to pay off. These degrees are quite expensive, but we are willing to pay it anyway.

Most middle class employees in the United States work in jobs that require a post high school degree. This one is about the non-deductibility of your education expenses. Most people don't realize what their tax burden actually is. Instead of one party to usher in one month of the year (really, is January any more significant than October?), we should have a party for every quarter at midnight of April, July, and October 1st, each with equal importance. I came up with the idea of NEW QUARTER'S EVE. Has it ever occurred to them that some people have a different fiscal year? What about the people who have to work on New Year's Eve? How are they supposed to feel?Īll this led me to think that New Year's Eve should be staggered into different times so that people can participate in more than one party. There's no reason to be so upset about it. When there are parties going on everywhere at the same time, it is impossible to have all your friends at one party. Everyone wants all their friends to come to their party, but it's obvious that your friends have more than just you as a friend. I just finished listening to my co-worker whine about who she will or will not invite to her party, and how her best friend will not come unless his girlfriend's college friend and her boyfriend will be invited. So what if the calendar changes to a new year number? It's just another day in the natural world. I don't get the whole hype about New Year's Eve. If you'd like to try other problems and check your answers, visit Casio's online calculator.

So if there were 100 ice cream choices, I would first figure out the numerator (n + r - 1) as The shortcut is to multiply only 3 numbers of the numerator, and 3 of the denominator (representing the three r choices), since the numerator and denominator cancel out much of the work automaticaly. Don't worry, this blog won't go away.).īut what if there were 100 ice cream choices instead of 5, and you had only 2 minutes to answer the question? It would take forever to find the factorials for the numerator and denominator. If you don't, go read up on it before you continue reading this. (You should already know what a factorial (!) is. Where n is the 5 available flavors, and r is the 3 scoops you can have. The solution your math teacher will give you lies in the following formula:


Let us say there are five flavors of ice cream: banana, chocolate, lemon, strawberry and vanilla. You may have had a math problem similar to this one:
